Consider these 5 factors in deciding whether to pay off a mortgage early: Do you have at least 18-24 months of living expenses in liquid assets?  In the event you lose your job, incur a substantial and unforeseen expense, or become temporarily disabled, you will need liquidity; and given the current economy and jobs market, it would be wise to be conservative. Do you owe more on your mortgage than your property is worth? If yes, then consider the ... Read more